RESEARCH STUDY

The Merchant Lens Report 2026
(UK Market) 
Findings Summary

Insights from 216 UK merchants to help PSPs, acquirers and payment providers truly understand their needs, expectations, and challenges - now, and in the future. 

 The Merchant Lens (UK) 2026 set out to answer a deceptively simple question...

What do merchants really think?

Not what providers assume they think, not what merchants say in a polite conversation - but what the data actually reveals when you ask the right questions at scale.  

What insights are in The Merchant Lens? 

  • Provider Perceptions: Merchant satisfaction, how they view their current payment provider, and how this stacks up against competitors.

  • Merchants Today: A look at merchant frustrations, what would make them switch, and what they look for in a new provider.

  • Merchants Tomorrow: What merchants say they need next, how they want their provider to support them, and what services they are willing to pay for.

  • Hot Industry Topics: Merchant attitudes to the trends and technologies shaping the payments industry.

  • Key Takeaways: What it all means and where the real opportunities lie for providers.

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Preview a section of the full report ➡️
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Merchants Today

A look at merchant frustrations, what would make them switch, and what they look for in a new provider. 

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What would trigger merchants to look elsewhere? 
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The frustrations beneath the surface. 
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What merchants look for when they evaluate providers. 
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Section summary.

Download the findings summary for free.